Rai$e: A Guaranteed Income Program
Providing resources to people working toward financial stability
Rai$e is a guaranteed income program of the Wilder Foundation that supports financial stability and growth. Participants receive $500 a month for 12 months—$6,000 total—on a reloadable debit card with no strings attached. The program is built on the idea that people and families know best how to use resources to meet their needs. Rai$e Funds can be used however each person sees fit.
The Rai$e Program is not currently enrolling. Stay tuned for updates.
How Rai$e Works
Who is Eligible?
To be eligible for Rai$e, individuals must be referred by another Wilder program or one of our partner organizations: Prepare + Prosper and Build Wealth MN. Households should be working toward financial stability and will be entered into a lottery. The program is open to one person per household.
Once enrolled in Rai$e, you do not need to continue to receive services from Wilder or a partner organization. Rai$e is available to 75 households at any given time.
Receive Benefits Counseling Before Enrolling
If selected for the Rai$e program, you will receive benefits counseling to determine whether any other benefits you receive would be affected by joining the program.
Receive Funds and Complete Surveys
Once enrolled, participants will receive $500 per month for 12 months on a debit card. Participants will be asked to complete four surveys to demonstrate the impact of the program.
Frequently Asked Questions
Who is eligible for Rai$e?
Anyone enrolled in a Wilder program or referred by our partner organizations (Prepare + Prosper and Build Wealth MN) is eligible to participate in Rai$e. This program is geared toward people who need financial stability, which could look like living paycheck to paycheck, having a hard time saving money or paying down debt, or being unable to cover an emergency expense. There are no income restrictions to participate.
We offer benefits counseling to everyone before joining Rai$e so they can understand if other benefits they receive would be affected by the program.
This program is open to one individual per household. Participants do not need a Social Security Number or Individual Tax Identification Number (ITIN).
Once enrolled in Rai$e, you do not need to continue to receive services from Wilder or a partner organization. Rai$e is available to 75 households at any given time.
When does it start?
Please stay tuned for updates on future rounds.
What do participants have to do?
Participants will receive funds for twelve consecutive months on a debit card and do not need to do anything to continue receiving their money. We trust that families will know how to best meet their needs, and there are no spending restrictions.
There will be four surveys to help us understand the impact of the program - at the start; after six months; at the end; and three months after the end. We also invite participants to share stories about how the extra money has impacted their lives.
Will my other benefits be affected?
Public benefits may be impacted by receiving the $500 per month through Rai$e. If you are selected for the Rai$e program, you may receive benefits counseling with a financial worker who will use an online tool to show whether additional money could change your benefits.
We want families to have as much information as they need in order to make a decision about signing up. Additionally, we are pursuing waivers for as many benefits programs as we can, which would allow program administrators to not count the additional $500 as income. All of this information will be shared with participants prior to enrolling in Rai$e.
Why offer guaranteed income?
We know that when families have enough resources, they are able to stabilize their finances and grow their opportunities. This program supports strong families and their stability – financial, mental and physical health, relationships, employment, and more. We want to learn from families how an additional $500 per month impacts their lives so we can share with policy makers and stakeholders who could create and expand similar guaranteed income programs.
Get Involved
If you are interested in participating in the Rai$e program, speak with your Wilder contact or with our partner organizations to request a referral. Other questions may be sent to raiseprogram@wilder.org.